Distinguish Between a “Want” and a “Need”

During this festive season, many of us indulge in shopping to "spruce" up our lives. Buying the luxurious Louis Vuitton handbag, a luxurious watch or the latest gadget are some ways of how people enhance their lives. However, let's take a step back and decide if we really need those things. Is the latest watch a "want" or … Continue reading Distinguish Between a “Want” and a “Need”

Different Scores to Filter Companies

We can filter companies using various scores such as Piotroski F-score, Altman Z-score, Beneish M-score and Montier C-score. In this post, we will look into the scores to identify certain companies. Piotroski F-score F-score was developed by Joseph Piotroski. It is used to spot turnaround companies fast and also to identify the healthiest company among a … Continue reading Different Scores to Filter Companies

Book Review – “Building Wealth through REITs” by Bobby Jayaraman

“Building Wealth through REITs” is a local book by Bobby Jayaraman which touches on the overview of real estate investment trusts (REITs) found in Singapore, how to read the financial statements of REITs and also how to value the REITs, among others. The book also includes interviews with the Chief Executive Officers of six REITs listed … Continue reading Book Review – “Building Wealth through REITs” by Bobby Jayaraman

What is Contrarian Investing?

Let's say you were to fall sick and visit a doctor. He prescribes you some medicine. Suppose you are unhappy with this doctor's diagnosis and wanting a second opinion. Thus, you visit another doctor who gives an identical diagnosis and prescribes the same medicine. Still not satisfied, assume you visit eight more doctors and all prescribe the same … Continue reading What is Contrarian Investing?

The Book That Started Me off on This Journey…

My journey into the world of personal finance and investing started around October 2007 when I was in National Service (NS). I was 19 years old then. I was just promoted to be a Third Sergeant and wanted to learn how to budget my extra allowance prudently to prevent overspending. I made a trip to … Continue reading The Book That Started Me off on This Journey…